The News The big country beat the little country up like a schoolyard bully, so an even bigger country stepped in and knocked it on its ass to make it nice, which reminds me of my Uncle Bobs
- News brief - SWAT team removes evicted man from home — The Shawnee County Sheriffs Department said it used its Special Weapons and Tactics team Wednesday afternoon to remove a man who refused to leave his former home after it was sold at foreclosure. No one was hurt, and no arrests were made. The sheriffs department wasnt releasing the mans name.

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Happy days are indeed here again throughout Mercer Countys commercial real estate scene.This happiness radiates through a statistic provided by County Executive Robert Prunetti: “Our rental property vacancy rate is at an all-time low–4.8 percent.”Just a few years ago, that figure was as high as 35 percent, with empty buildings languishing even along that area of prime real estate, the Route 1 Corridor. Says one elated realtor: “Weve finally tenanted all of our vacant space.”
With occupancy levels increasing nearly 1 million square feet in the first quarter, commercial real estate in Colorado Springs has climbed all the way back to its prerecession levels of five years ago. The quarterly “Commercial Availability Report” issued Monday by Paul Turner shows sharp reductions in office, industrial and shopping center vacancies, accompanied by a modest increase in the average asking price for rents. That surge brought the local vacancy rate down to 7.9 percent, nearly a point below the fourth quarter of 2005 and the best since the second quarter of 2001 when the rate was at 7.3 percent.
Vacant office and industrial space being absorbed After years of enduring a soft economy that led to a flat real estate market with dramatic vacancy rates, Wisconsins commercial real estate industry seems to be on the mend. A new wave of buying and selling trends, many that emerged during the last year, has people talking. Industry insiders say more people are looking at real estate for investments purposes today. Additionally, entrepreneurs are looking for deals on space for expansion, and obsolete buildings are being reconstructed for new uses.

San Diego Commercial Real Estate

MicroDental Laboratories About Micro Advanced Cosmetics (MAC), a division of MicroDental
They can provide either comprehensive preventative, cosmetic, or emergency care, or specialize in a single field of dentistry. This report covers the scope, size, disposition and growth of the industry including the key sensitivities and success factors. Also included are five year industry forecasts, growth rates and an analysis of the industry key players and their market shares.

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JOB: Executive director, Southwest Section PGA (encompasses Arizona and Clark County, Nev.). AGE: Youre not getting that out of me. LONELY AT THE TOp: Of the 41 sections in the PGA of America, only one has a female executive director. At meetings, theres never any line at the womens restroom, says Wilkes. And when they address the assembly, they always say, Gentlemen and lady. I get treated pretty well.
Current pro, 16 others have filed applications
What he does: Rodriguez runs Diamond Golf International, a course construction company with more than 500 employees. How he got started: After a flood washed out the San Diego course where Rodriguez was assistant superintendent, he served as construction manager for the rebuilding job, then stayed in the business. Rodriguez worked two years for Jack Nicklaus Golden Bear/Paragon Construction, then started DGI in 1997. Courses hes built: Cabo del Sol and Cabo Real in Los Cabos and PGA West in La Quinta, Calif., among others. Show us the money: DGI is doing $70 million in construction at 10 sites. Rodriguez travels 260 days a year. Best part: Seeing someone pay to play a course weve built. Carl Vigeland

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Business Editors/Legal Writers WOODLAND HILLS, Calif.–(BUSINESS WIRE)–June 8, 2004 According to Marc Wolfe, CDA director of affiliate relations, Our optimized marketing efforts and the successful results we continue to achieve for our clients have placed our legal teams in high demand. We are, therefore, actively seeking experienced attorneys with felony trial experience, exceptional client management skills, and a desire to boost their incomes.
Put the prosecution on the defensive! Defending Federal Criminal Cases: Attacking the Governments Proof equips defense attorneys with the legal arguments and tactics they can and should use to challenge the governments evidence at every stage of a criminal case. Beginning with the assessment of whether to cooperate with the government, it provides advice on the substance and timing of defense motions, objections and appeals, as well as open questions and splits among the circuits. Coverage includes: bases for motions to dismiss indictments; obtaining and drafting a Bill of Particulars; Fourth and Fifth Amendment grounds for suppressing evidence; Sixth Amendment rights, including the defendants right to a speedy trial, confrontation of witnesses, and adequate representation; discovery issues, including the prosecutions obligations under Brady; proven methods for cross-examining government witnesses; capitalizing on perjury by government witnesses; objections based on substantive and procedural due process; and more. Both scholarly and keenly focused on the needs of practitioners, this new book examines a wide range of motions to file and how you can assert them effectively. Defending Federal Criminal Cases: Attacking the Governments Proof will greatly increase your chances of winning at trial or creating a record for a successful appeal.

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Global Licensing Leader Delivers Innovative, First-of-Its-Kind Programs With Emerson, Cougar Golf, Buster Brown, Fortune Fashions and More As the words premier toy company - today and tomorrow - Mattel Brands has been a first-mover across many categories and media platforms to further extend our brands outside of the traditional toy aisle and engage kids and families with innovative brand experiences, said Richard Dickson, Senior Vice President, Worldwide Marketing, Media and Entertainment, Mattel Brands. Our portfolio of brands - including brands with generations of heritage and success, as well as the toy industrys hottest emerging brands - is among the strongest in the industry and continues to grow with best-in-class partners, unprecedented strategic programs and unique retail experiences that benefit our consumers and retail partners. Always a leader in forging new trends, Mattel Brands proudly announces exciting news spanning across a myriad of licensed product categories, including apparel, footwear, accessories, home decor, electronics, sporting goods, publishing, automotive, outdoor play products and personal care and beauty.
Anthony Beaumont-Dark would charge in, full of fire: Let me tell you, Chancellor, that in the Midlands, where we still make things. `Oh, are you a manufacturer, Mr Beaumont-Dark? I always thought you were a stockbroker. Then Nick Budgen would come on from the Victoria Tower end. Line, length and spin; a deceptive action; pinpoint accuracy; the batsman intensely focused, watching each delivery on to the bat; a breathless hush on the Close. It says something about politics that in all the long years of Conservative government, Nick Budgen was never picked for the Treasury team, although as time went on it certainly attracted its fair share of duds and duffers. He was inconveniently right about its policies, about inflation and about our venture into the exchange rate mechanism - and on Europe and its single currency, he has been looking righter by the week. Now he is dead. I would like to believe that in todays House of Commons, there is someone as skilled and as awkward as he was in searching Chancellors out.
TRAFFIC WARDENS are being given the same training as nightclub bouncers, to help them cope with a surge in “ticket rage” attacks by drivers. The Transport Committee for London (TCL) plans to raise council parking penalties above the rate of inflation, from pounds 60 to pounds 80 for central London and from pounds 40 to pounds 60 in outer London. Motoring groups say the increases, expected to be implemented on 1 April 1999 by the Department of Transport, will provoke more assaults. They accuse councils, which took pounds 239m in fines last year, of profiteering. Last month, the House of Lords rejected a Bill by London authorities to make it a specific offence to attack a warden, like an assault on police. Westminster council, which tops the league for the amount of revenue in parking fines, is training its staff in “non- confrontational” techniques. “We are disappointed the Bill was rejected because it was intended to protect staff,” said Alan Bradley, chairman of the councils environment and planning committee. Camden council is also considering training its staff in self-defence tactics used by police. Paul Clyndes, a traffic warden for Camden council and Unison branch health and safety officer, says his colleagues are worried that fine increases will inflame drivers further. He has been spat at, verbally abused and threatened with violence. After the television programme Clampers was screened, Mr Clyndes says assaults increased from one to four a week in his area. Ive had my sexuality called into question, Ive had things thrown at me and Ive been chased. Colleagues have had cars driven at them and been driven over. “It has become acceptable for people to vent their anger on us and treat us like second class citizens. But there is no bonus if we issue more tickets. The police should do more to prosecute the attackers.” The AA also condemns the increases, saying a rise in “ticket rage” is likely, and the changes contravene government guidelines stating the discount for council fines paid early should be in line with police penalties. The TCL says the increases are intended more as a deterrent. A spokesman added: “People get irate if they get a ticket, not because the price has increased.”

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Business Editors LONG BEACH, Calif.–(BUSINESS WIRE)–March 15, 2001 Daytona Beach, the hot spot for spring break parties, will be the first stop for Pioneers “Everything Else Comes 2econd” 18-wheeler mobile show room.

ITS the ultimate chavmobile - a car that turns itself into a nightclub. The back of this one-off Toyota Aygo DJ folds out to reveal a DJ booth with top-of-the-range Technics record decks, strobe lights, neon under-lighting, plasma TV screen and smoke machine. The car - built to promote the new supermini model - took 1,700 man hours to complete.

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MOST READERS of Malaysian Business are not poor. One of the hallmarks of the well-heeled in our society is having current issues of this magazine adorning the racks of their offices and the coffee tables of their homes. So, why am I writing here about defeating credit card debt? Ill tell you: Ive learnt over the years that quite a few individuals who earn hefty salaries or business profits tend to overlook gradually accumulating credit card balances on the personal front. This situation usually arises out of ignorance or distraction:
If you want to be the master of your credit card debt load, follow these key rules: 1. Take inventory. How many credit cards do you have? Whats the balance and minimum monthly payment on each? Whats the total balance? If its more than you thought or can afford, its time to pare down. 3. Get one low-fee or lower-interest card and use it wisely. Make your local bank or credit union your first stop when starting your search. Check to see if you can transfer existing debt from your various credit cards to your new lower-interest credit card.
SAVING money on your credit-card bill can be as simple as switching to a new card company. It is not just a question of playing the field for the lowest interest rate or the lowest annual fee. Some card issuers will trim your overall level of debt if you transfer your credit card business to them, even if you are still in the interest-free period and not yet paying any interest on that debt. Midland Bank also offers a 5 per cent rebate on a balance transferred from a rival credit-card company. But this rebate is only available to people who are already paying interest on at least some of the transferred debt. If you are simply transferring a balance that has not yet attracted interest, there is no rebate. The maximum saving in moving to a Midland Access or Visa card is pounds 100. The Bank of Scotland runs a similar scheme for new customers who consolidate their credit and storecard debt on to one of its cards. A sliding scale offers a maximum saving of pounds 60, for debt transfers of pounds l,250 or more.

Credit Card Debt

Atlantic Publishing Group Inc. Three new real estate handbooks are excellent picks for any library catering to beginning investors, especially general-interest public lending libraries. Steven D. Fishers COMPLETE GUIDE TO REAL ESTATE OPTIONS: WHAT SMART INVESTORS NEED TO KNOW–EXPLAINED SIMPLY (9781401360357, $24.95) requires little time, money or effort. This discusses the art of managing the real estate option–which does not involve purchasing, or the time-consuming management duties that accompany home ownership. Learn how to assemble a fine real estate portfolio without buying the property in a survey that covers all the basics of real estate option opportunities. Charlie Roses INSPECT BEFORE YOU BUY: INSIDER SECRETS YOU NEED TO KNOW ABOUT HOME INSPECTION (9781601380319, $29.95) provides details on home necessities and how to inspect all the basics systems–and how to get the most from a home inspection. Here are all the tips homeowners need to have in hand to understand how the home inspection process works: what it covers, what it doesnt, how it fails and how to foolproof an inspection. An invaluable guide for any about to buy. Michelle Blains YOUR REAL ESTATE CLOSING EXPLAINED SIMPLY (9781601380326, $24.95) covers all the financial and legal concerns surrounding the closing process, the last leg of a home buying effort. Closing costs, legal processes, and options re covered through a series of checklists and charts plus online references, all of which will make the process easier, especially for beginners. General-interest lending libraries need these handbooks.
TAMPA BAY, Fla. — OBSNews.com reports Florida real estate market has been rocked by falling home prices due to crises in subprime mortgage lending, foreclosures, and the meltdowns in credit and home mortgage markets. This perfect storm has caused many real estate agents and real estate investors to quit buying and selling real estate. According to Salam, Real estate marketing has fundamentally changed, and anybody who wants to cultivate a large rolodex of ready, willing, and able buyers needs specialized training and support systems. At the Homeland Group, were so confident in our strategies to help real estate investors and agents attract buyers that were offering a 100% money back guarantee on our upcoming training course in Tampa on March 28, 29, and 30.

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Awakened from their slumber, real estate investments are flourishing in a low interest rate, low inflation climate Ive written several articles recommending REITs (Real Estate Investment Trusts) over the past two years, and have decided to write some general thoughts on where real estate securities may be headed. At the time, REITs were yielding as high as 14%, which made no sense in relation to the yields on other conservative income vehicles. REITs have returned about 60% overall in the past two years.
Real Estate Investment Trusts (REITs) are essentially closed-end real estate funds. They invest in commercial, office and/or residential properties. REITs typically generate high income (10%-to-15%) and some provide even higher returns. Because of their high yields, REITs are currently very popular. Lately, some REITs have been yielding over 20%. Here are some examples of REITs: CAP, Cominar, HR, RESREIT Retirement Residence, and Rio Can. These REITs trade on the Toronto Stock Exchange. Your stock broker should be able to provide more information. Money Digest publishes articles on REITs, income and royalty trusts on a regular basis.
The research reported in this issue is generally focused in two areas. First, several authors look at the role of publicly traded real estate securities in portfolio management for investors in direct real estate equities. Simon Stevenson, in The Long Term Advantages to Incorporating Indirect Securities in Direct Real Estate Portfolios examines the impact of REIT investment in both an optimal and a more probable world. His findings are interesting because they show that REITs bring improved performance to portfolios that look more like the NCREIF portfolio while their marginal value to an optimized direct portfolio may not be evident. The other interesting finding is a significant performance improvement brought by the addition of multi-national property securities to a domestic direct portfolio. Should investors approach an asset class in the context of their portfolio goals? Timothy Craft explores that issue in The Role of Private and Public Real Estate in Pension Plan Portfolio Allocation Choices. He examines the portfolio allocation choice in the context of a plans pension liabilities. One interesting result is a resolution of the dichotomy between standard optimization models that often argue for high real estate allocations and the typically lower allocations found in existing plan portfolios. Michael Seiler, James Webb and Neil Myer test the expectation that private real estate portfolios can be adjusted with real estate securities in Can Private Real Estate Portfolios Be Rebalanced/Diversified Using Equity REIT Shares? They conclude that REITs are a worthwhile addition to mixedasset portfolios but that they do not bring the ability to effectively rebalance or create marketneutral portfolios.

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HOT BUTTONS 2001 is shaping up to be the year of the sequel, and the year of the licensable all-family movie
New Line Cinema relaunched its Lord of the Rings Web site earlier this month. In four days, the site had received more than 41 million hits. New Line has entered a four-year partnership with RealNetworks to promote the movie release trilogy of J.R.R. Tolkiens Lord of the Rings. The sites content includes the movies trailer, up-to-the-minute production information, interviews and an IPIX tour of the set. The Fellowship of the Rings, the trilogys first installment is poised to hit theaters Dec. 19. LordoftheRings.net will be updated weekly over the next four years. Meanwhile, hundreds of fan sites have popped up all over the Net, all eager for more info about the trilogy. The Lord of the Rings RealChannel will set a promotional benchmark that is unparalleled and marks the most significant entertainment Internet promotion to date, Gordon Paddison, SVP of worldwide marketing and business development for New Line Cinema, says in a release. More significant than Blair Witch Project? We shall see.
Spiceworld - The Movie (PG) Forget Arnie, Sly, Demi, Disney or even that Cruise geezer. With Christmas wrapped and their chart-busting Too Much predictably slotted in at No. 1, a very timely debut dose of big- screen Girl Power succeeds the Full Monty as this year-ends British film biggie.

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BEST MILITARY-FAMILY DISCOUNT GO! CHOICE: Morale, Welfare and Recreation center, Fort Carson This service provides discounts on dining, recreational- equipment rentals, lift tickets, tickets to local events, mountain- bike trips, rock- and ice-climbing classes and other outdoor- recreational programs to active-duty military and their families. The service also organizes special events and provides youth services on Fort Carson year-round.
The Journal staff Waukesha Shawn Sanders dropped out of school in the ninth grade to help her mother raise younger siblings. The fourth of 12 children, Sanders says she thought she knew it all when it came to parenting. She found out differently after attending the Families Learning Together program at Waukesha County Technical College. The program celebrated its one-year anniversary earlier this week, as Sanders and her 3-year- old daughter, Kayla Heartz, joined other moms and kids in a celebration at WCTCs Waukesha campus, 327 E. Broadway.
Relationships with family and friends matter a great deal to children and are also important to long-term emotional and psychological development. The United Kingdom compares poorly in that area with other countries. Most distressingly, we have the lowest proportion reporting that their peers are kind and helpful - less than half say that is the case compared with more than 80 per cent in Switzerland.

T-Shirt Printing

In Print
“Open Press, a 15 Year Retrospective” is the largest show ever at the Gallery of Contemporary Art — at least by square footage. “Ive had more pieces in a show, but lots of them were tchotchkes,” says curator Gerry Riggs. “Lots of these are huge.” The exhibit showcases Denvers Open Press, the printing studio that opened in December 1988.
In Print

label printing

In Print
“Open Press, a 15 Year Retrospective” is the largest show ever at the Gallery of Contemporary Art — at least by square footage. “Ive had more pieces in a show, but lots of them were tchotchkes,” says curator Gerry Riggs. “Lots of these are huge.” The exhibit showcases Denvers Open Press, the printing studio that opened in December 1988.

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Whether youre planning a new house or a small renovation, the experience and expertise of an architect can mean a better final product. An architect can blend your needs, the restrictions of site and budget, and the requirements of building codes into a design that is personalized for you and your family. When selecting an architect, you should ask to see examples of past work. Photographs are good, but a visit to several finished projects and talks with the homeowners is even better. Also consider how you and the architect communicate. Designing a house, or even an addition, requires a considerable amount of one-onone exchanges of thoughts and ideas. You need to be able to relate to each other. You can find architects listed in the Yellow Pages, through local professional organizations such as the AIA (The American Institute of Architects), or by referral from friends. Its a good idea to meet with several professionals before settling on the one you wish to work with.
Garrison Architects announced Salvatore Tranchina has joined the firm as a Project Architect and will focus on reinforcing the firms commitment to the art of construction and material innovation in the firms Hudson Square offices. Formerly a founding partner of Artifact Design + Construction, Tranchina decided to join the Garrison team in order to work with a well-reputed, established firm with talented team members on larger, more complex public and institutional projects. Mr. Trachina is a registered architect in New York, New Jersey and Virginia. In the past, he has worked with such renowned firms as the Rockwell Group and Gabellini Associates and has work published in Architectural Record, Architecture Magazine, Interior Design, Dwell, Strut and Architecture Boston to name a few. Mr. Tranchina received a Bachelor in Science in engineering from Swarthmore College and a Masters in Architecture from Columbias Graduate School of Architecture.

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The so-called hard money lenders-mortgage lenders who for a price will finance real estate properties that dont meet the specifications of prime lenders have gone mainstream in a way that was virtually unthinkable only a year ago, say executives at Pergolis Swartz Associates. Hard money lenders played a key role last fall when borrowers lost their commitments from Wall Street and needed quick money to rescue their deals. In numerous cases, these hard money lenders stepped into the breach and saved the day. Hard money lenders also have been instrumental in bringing a class of properties to market that prime lenders avoid. Thanks to their financing, millions of square feet of renovated problem properties have been put back into productive use and economic viability. The hard money lenders have become almost institutional at this point, said Jerry Swartz, a principal of Pergolis Swartz Associates. There are so many viable deals our there today that just dont meet the criteria of the prime lenders or the Wall Street conduits, that the hard money lenders have become an extremely important part of the mortgage financing scene.
THE RECENT SCRUTINY OF colleges preferred lender lists by state and federal officials, while intended to expose unscrupulous student lending practices, has generated a flood of misleading information in the media and in political arenas about a common practice designed to benefit students. Media reports suggest that the preferred lender list is the result of an unholy union between financial aid officers and student loan companies designed to pick the pockets of students and their parents. Helping the public to understand how preferred lender lists are developed and used would help dispel some of the myths that have been growing about this common student aid tool. Heres what administrators and staff should know about preferred lender lists, including some things to consider when developing these lists.
More than 150 MPs have backed a campaign to stop doorstep lenders ripping off borrowers by charging “sky-high” rates of interest. The National Housing Federation has joined forces with the pressure group Debt on our Doorstep to lobby the Government to introduce strict new regulations. On average, a six-month loan of pounds 100 from a doorstep lender will have a total repayment of pounds 160 the same amount borrowed from a credit union (a community-based organisation, owned and run by its members) will cost just pounds 103.54 overall.

Hard Money Lenders

The Clean Energy Technology Investment Show will be held May 5 through 7 at The Business Design Center in London, England. While leading automakers will exhibit their new technologies during the event, a Clean Energy conference will also be held on Friday, May 6. In the afternoon, Ernst Young Renewable Energy Unit head Jonathan Jones will chair a panel discussion titled Key Success Factors and Challenges for Clean Energy and Transport Technology, while sessions throughout the remainder of the day will include those focusing on Key Issues for Renewable Energy Project Lenders, Transport Energy The New Vehicle Technology Fund: Turning Ideas Into Reality and Fuel Cell and Hydrogen Technologies: The International Perspective.
San Diego — The venerable London Black Cab wont be spitting black diesel fumes within this decade, as the Mayor of London and the British government continue to push for clean-up of old diesel taxicabs, buses and heavy-goods vehicles. However, tests on four London Black Cabs (three Euro-I, one Euro-II) retrofitted with diesel particulate filters (DPFs) and using Associated Octels iron-strontium fuel-borne catalyst (FBC) for soot-oxidation boost show that PM can nearly be eliminated from such vehicles, as Octel researcher Paul Richards showed in a paper (SAE 2002-01-2 75) to Society of Automotive Engineers Powertrain Fluids conference here. Despite this encouraging news, the Lord Mayors current strategy instead pushes for gradual conversion of these taxis to LP-Gas, rather than DPF retrofits. The rationale: LP-Gas also reduces NOx and vehicle noise compared to filter-equipped diesels. However, Octel argues this wouldnt be the most cost-effective strategy, given that DPF/FBC retrofits are much cheaper than gas conversions, and taxis account for only 7% of central London NOx anyway.
The Clean Energy Technology Investment Show will be held May 5 through 7 at The Business Design Center in London, England. While leading automakers will exhibit their new technologies during the event, a Clean Energy conference will also be held on Friday, May 6. In the afternoon, Ernst Young Renewable Energy Unit head Jonathan Jones will chair a panel discussion titled Key Success Factors and Challenges for Clean Energy and Transport Technology, while sessions throughout the remainder of the day will include those focusing on Key Issues for Renewable Energy Project Lenders, Transport Energy The New Vehicle Technology Fund: Turning Ideas Into Reality and Fuel Cell and Hydrogen Technologies: The International Perspective.

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Damon Wayans has a new therapist, and hes gay. On the hit series My Wife and Kids, now in its second season on ABC, Wayans and TV bride Tisha Campbell-Martin have been searching for the right shrink. It seems theyve found one in out actor-comic Jason Stuart. Stuart, whose character appeared in a single episode last season, has been asked to portray the therapist as a recurring role. With Stuarts episodes airing during the critical period of May sweeps, a gay therapist could be just what the ratings doctor ordered. Yet one cant help but wonder if Stuarts therapist will be subjugated to the same stereotypical (albeit hilarious) brand of humor Wayans displayed with his outrageously fey “Men on Film” characters on In Living Color. Stuart, who paid his dues as an openly gay stand-up comic, understands breaking the rules of political correctness for comedy. “It was very stereotypical,” Stuart says in acknowledging Wayanss portrayal of gays. “But if you look at the show, thats everything that they did. When they did the Homeboy Shopping Network, the black community went nuts. They skewered everyone.”
Bob Carrere, San Francisco, Calif.
The Therapists Notebook for Lesbian, Gay, and Bisexual Clients offers therapists treating lesbian, gay, and bisexual clients innovative, practical interventions plus homework and hands-on activities tailored to these populations. Use the notebook to explore the issues surrounding coming out, homophobia in the workplace, spirituality, identity formation, and issues that require a non-heterosexist approach, such as domestic violence and relationship concerns. Grounded in current theory, each chapter explains the rationale for the activity it proposes, includes contraindications, and provides a list of helpful resources for therapists and clients. If you are new to treating lesbian, gay, and bisexual clients, you will find rich material, based in current literature, to guide your work. If you have already worked extensively with lesbian, gay, and bisexual clients, the activities and fresh, innovative strategies will expand and invigorate your skills.

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> Lexington Insurance Co. has announced a first-of-its-kind insurance policy to protect commercial and residential real-estate developers and lenders from losses due to changing zoning ordinances. Zoning Restriction Protector Insurance has been designed for commercial and multitenanted residential real-estate owners and lenders who may incur significant damage to their property and cannot rebuild to the same size due to zoning issues.
Terry Simnitt Terry Simnitt has joined Coldwell Banker Griffith Blair, Realtors. He will be active in real estate auction and residential sales with his wife, Ruth, who also is an associate at Coldwell Banker Griffith Blair.

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HypnotherapyHypnotherapy is a combination of hypnosis and therapeutic intervention . The therapist leads the patient to positive change while the patient is deeply relaxed in a state of heightened suggestibility called trance.
Hypnosis is widely used and accepted as an adjunct to treatment for pain control, habit disorders, symptom reduction, and many medical problems. Although in the past the application and effectiveness of hypnosis have been questioned by the medical community, the clinical disciplines that use hypnotherapy have grown to include the medical specialties, psychiatry, psychology, and social work. In the last 20 years over 100 review articles have been published by a diverse membership in both the American Journal of Clinical Hypnosis and the Journal of Clinical and Experimental Hypnosis, which are the respective journals of the American Society of Clinical Hypnosis and the Society of Clinical and Experimental Hypnosis. The International Society of Hypnosis is composed of individual members from more than 20 national constituent societies. The use of hypnosis is widespread in various areas of clinical medicine, and family physicians are in an ideal position to address questions about the indications, misconceptions, and contraindications for the use of hypnosis. The physicians understanding of the history, theory, and clinical application can help guide the patient to this alternate therapeutic modality. Education in basic and advanced hypnosis can also enhance the family physicians armamentarium in diagnosing and treating many common ailments.
Morgan D. (1996). The principles of hypnotherapy. Bradford UK: Eilidon Press. The book is divided into three parts. Part A consisting of 9 chapters covers foundational material on systems theory and how that can be applied to organic systems and to hypnosis. It discusses positive feedback loops that amplify the process and negative feedback loops that subdue the process. Positive feedback amplification can be either beneficial or harmful depending on whether increasing the effect is desired, while negative feedback calming can be either beneficial or harmful depending on whether decreasing the effect is desired. Morgan focuses on the activity of a system, the activity of its component subsystems, or the activity of the supersystem of which the system is a component. His main theoretical focus is on whether the activity of the system is increasing, decreasing, or staying the same, as other components change in specified ways. Hypnosis is described in systems terms, not as a “state,” but rather in terms of what system or subsystem components are changed, either increased or decreased, during trance induction, deepening, maintenance, trance work, and termination. He uses simple symbols to represent activities in quasi-mathematical style, which is helpful. Some of the letter symbols are used for different activities in different parts of the book. It would have been easier to follow if given letter symbols had been used more consistently to represent single specific activities. Some of his textual references to others publications are found in the bibliography at the end of the book, but some are unfortunately not present in the bibliography. He goes through common hypnotic tests in Chapter 8 and inductions in Chapter 9 explaining them in systems terms. This does produce some greater conceptual clarity with respect to subsystem component activities during hypnosis. Part B consisting of 6 chapters is the central discussion on what the systems approach can teach us about hypnotherapy. Chapter 10 discusses the matter of diagnosis in systems terms looking at precursors, problems, and resultants, and how they change with respect to one another. Chapter 11 focuses on positive and negative feedback loops in organic systems including behavioral, emotive, and cognitive. The vicious circle is a positive feedback loop with harmful consequences. Thinking in systems terms may make needed changes clearer to the therapist. Chapter 12 looks at the consequences of symptom reduction. The remaining three chapters in this part examine making changes by choosing the appropriate positive feedback loops to amplify desired effects and the appropriate negative feedback loops to quiet undesired effects, planning the changes, and reinforcing the changes by selecting natural reinforces.

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An arched window situated just above the garden tub in this master bath left the space bathed in light but devoid of privacy. The homeowners-Elaine and Bob Jackson of Alpharetta, Georgia-wanted the sense of seclusion without losing the natural light and airy ambience provided by the window. A pair of custom-built louvered shutters proved perfect for the window. The Georgian Company, a local shutter shop, measured and designed the shutters for the Jacksons bath. “The critical part of interior shutters is the measuring and knowing how youre going to hang them,” says the shops owner, Bob Gard. “If theyre measured right, they fit like a glove,” he explains. The shutters mount inside the window frame. An outside mount is preferable if you want your windows to appear bigger or if you want to hide an unattractive one, while an inside mount gives a more finished appearance.
Wood and Poly Shutters Provide Relief for Homeowners ONTARIO, Calif., June 25 /PRNewswire/ — Summer is here and homeowners are seeking ways to keep their homes cool while keeping a lid on utility bills. Energy-efficient window treatments, such as wood and poly shutters, are a popular option to ensure that energy transfer will be reduced thereby maintaining proper room temperatures in both the summer and winter times. In addition to being energy-efficient, wood shutters are also eco-friendly (AvalonShutters.com/environment.html). Avalon Shutters builds its custom shutters with Bamboo and Basswood, a lightweight, sustainably-harvested hardwood that does not warp, is naturally low in sap content and is recyclable, biodegradable and renewable. Painted and stained shutters are also finished with a water-based coating that contains zero and ultra-low volatile organic compounds (VOCs).

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Wizzard Software, a speech recognition technology provider, developed a talking pill bottle that will be used by pharmacies to provide customers a test-to-speech (TTS) representation of the text on the labels of their prescription bottles. The technology is expected to reduce the risk of patients, especially the elderly and sick who have difficulty reading the fine print on labels, from taking the wrong medication. [ILLUSTRATION OMITTED]
A new version of the medical and pharmaceutical spelling software from the Spellex Corp. is available. Spellex Medical 2007 adds hundreds of thousands of medical-related words from over 70 medical specialties. Accurate spelling of surgical terms, procedures, diseases, drug names, medical devices, as well as abbreviations and more are easily checked with the software.

Medical Inventory Software

October 18, 2007 Homeland Security Presidential Directive/ HSPD-21 Subject: Public Health and Medical Preparedness
Before reading this chapter, please see “How to Get the Most Out of this Book” on page 1. It will clarify questions you may have concerning data collection procedures, forecasting methodology, sources and references, and the Standard Industrial Classification (SIC) system. For other topics related to this chapter, see chapters 44 (Drugs), and 45 (Medical and Dental Instruments and Supplies).
Over the years the concept of medical necessity has evolved to encompass a multitude of medical management strategies. Essentially, in terms of the contract language, medical necessity has become a workhorse concept to determine coverage eligibility. In the process, the interpretation of the term has taken on various guises and a variety of processes have been used to define medical necessity. The following discussion highlights the variable uses of the concept of medical necessity. 1. Determining the most appropriate intensity of service and place of service

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First step after an indirect lending transaction: Get new members attention. In some business sectors, it seems to be an occupational hazard to confuse products with customers, or at least to treat them interchangeably. Consider the example of a sandwich shop employee announcing orders ready for pickup by calling, “OK, whos the ham and Swiss? Whos the Italian sub, no mayo?” The frustrating tendency of these new members to ignore invitations to take full advantage of their membership has resulted in some credit unions getting out of the indirect business altogether or at least shelving marketing efforts that focus on these borrowers. But others continue to experiment in search of effective ways to welcome these new members into the credit union fold.
Business Editors Automotive Writers

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Start each morning with yoga movements known as sun salutations. They can kick-start the day and improve suppleness. 1. Stand upright with hands in a praying position. Breathe out. 2. Breathing in, extend the arms upwards and backwards. 3. Breathing out, drop forward from the hips placing the palms of your hands on the floor next to your feet (you can bend the knees).
Exercise doesnt have to be a chore. As adults, we lose track of the organic pleasure–the sheer joy of movement. So let your inner child delight in these activities that train the body and move the soul “What better way to exercise not because you have to, but because its so much fun! Youll also reap health and energy benefits based on the following key: (c) cardio, (s) strength/core strength, (f) flexibility/mobility (r) restorative for relaxation/body awareness, and (a) awareness. Ball pass (s, f): Grab a partner and a ball for any of the following.

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Looking at freight transport, there was a significant increase in maritime and railway transport, while the volume of road transport remained roughly at the level from last years second quarter. After the volume of maritime transport fell by a fifth in the first quarter, it rose by 14.5% in the second quarter of 2007, year on year. The volume of transport has become more volatile in recent years, but the volume of goods carried has not contracted significantly relative to the global conjuncture witnessed in the industry in 2005. Maritime transport is one of the minor transport modes in Slovenia. Railway freight transport grew by 14.9% in the first quarter and continued to grow strongly in the second quarter. Harbour transport recorded a modest increase, while road freight transport did not increase in year-on-year terms in the second quarter, partly because of the very high volume of road transport seen in the second quarter of 2006. Data also show that the expansion in this mode of transport, boosted by the abolition of restrictions upon Slovenias accession to the EU, has moderated somewhat this year Slovenia is near the top among EU countries according to the volume of road freight transport per capita. The assessment refers to the volume of freight transport expressed in tonne kilometres, undertaken by freight vehicles registered in a given country. It measures carriage by domestic freight vehicles in the country of registration and abroad, and not the volume of transport within the territory of a given country. In 2006 by far the most per capita road shipments were performed by carriers registered in Luxembourg (18,766 tkm; see graph). Slovenian carriers (with three times lower freight transport per capita) were ranked second and performed 58.9% more transport than the average carrier in the EU. The high intensity of road freight transport in Slovenia is the result of the surging growth rates of road transport, particularly in 2004 and 2005 (27.9% and 22.5%). From the second quarter of 2004 to the second quarter of 2007, the volume of shipments carried by freight vehicles registered in Slovenia increased by 53.8%. Domestic transport rose by 23.9%, while international transport climbed by as much as 63.8%. Within international transport, the largest (3.2-fold) increase was recorded in cross-trade transport and cabotage (transport performed in another country). The well-developed shipping industry in Slovenia is attributable to Slovenias favourable position at the crossing of European corridors V and X. Transport on these corridors is increasing, and Slovenian carriers are exploiting new business opportunities. With Slovenias entry into the EU, a number of administrative barriers for carriage within the EU were removed for Slovenian carriers (especially the procurement of a limited number of licences). Slovenia also negotiated the possibility to perform cabotage in the EU-15 countries, which the Eastern European countries that joined the EU together with Slovenia will only be allowed to do after the end of a five-year period.
Freight transport saw a surge in harbour transport and an over 10% increase in road transport. The volume of rail freight transport picked up by 5.4% in the final quarter, year on year, while the volume of road freight transport rose even more, by 9.7%. Although road freight transport declined by a few per cent in Q3, its annual increase in 2006 still reached a high 9.8%, which contributed significantly to the total increase in the transport, storage, and communications sector (road freight transport generates almost a quarter of the value added in this sector). Maritime freight transport fell by 6.4% in 2006 after having surged by 41.7% in 2005 amid the boom in this branch. In the final quarter of 2006, the volume of maritime transport already rose by 4.4%, year on year. Harbour freight transport recorded the biggest increase in Q4, by 17.0%. It also enjoyed the highest annual growth within freight transport (22.5%). Road freight transport has been growing strongly in the past few years, including in 2006, due to the increasing international transport (see the graph). The volume of international road freight transport increased by 12.5% in 2006 while national road freight transport even fell by 3.5%. Within international transport, cross-trade transport and cabotage (transport performed in another country) recorded the highest increase of 16.4%. Measured in tonne kilometres, international transport comprised 81.2% of the total transport of goods by road while national transport totalled 18.8% of the total road freight transport (if the volume of transport is measured solely in tonnes of goods carried and the travelled distances are disregarded, national transport prevails with a 82.5% share). 56.3% of international transport was performed by companies, while slightly over 50% of national transport was carried out by sole entrepreneurs. Own-account transport comprised 3.0% of international transport and 31.1% of national transport (the rest was transport for hire or reward).
In the final quarter of 2007, passenger transport saw the largest increase in air transport and the largest decline in city bus transport. Within land passenger transport, the declining trend of bus transport continued. The annual decline in the number of passengers in intercity and city bus transport (-3.9% and -3.5%, respectively) was also similar to the average annual decrease in the last three years (5.9% and 3.3%, respectively). The volume of railway passenger transport in the final quarter of 2007 did not strengthen significantly year on year; the 2.4% growth recorded in 2007 was also only slightly above the three-year average (2.1%). Air transport and airport transport posted vigorous growth in the final quarter of last year (27.6% and 19.6% year on year, respectively). The increases in 2007 (13.7% and 13.3%, respectively) were also somewhat greater relative to the average annual rises in the last few years. In air transport, this also enabled an increase in aircraft fleet (lease of one and purchase of two new aircrafts) and in airport transport, the completion of the first phase of the new passenger terminal and arrival of two new airline companies, which started to fly regularly from Ljubljanas airport last year. Within freight transport, road transport has increased significantly, whereas maritime freight transport is still decreasing slightly, following the boom recorded in this branch two years before. In the final quarter last year, the volume of freight transport by rail decreased by 3.7% relative to the same quarter of 2006, whereas 2007 as a whole saw a solid 6.8% growth, which exceeded the average growth in the last three years (4.6%). Road freight transport strengthened by as much as 19.1% in the final quarter of 2007; the high 13.4% annual growth nevertheless fell short of the annual average of the last three years by almost 2.p.p. Against the background of favourable international trends, maritime freight transport increased by a respective 30.6% and 41.8% in 2004 and 2005, whereas it dropped by a respective 6.4% and 5.2% in 2006 and 2007. The fall in the volume of maritime transport in the final quarter last year (-8.7%) indicates that the slowdown continues. Harbour freight transport in the final quarter and in 2007 as a whole recorded only a slight increase, particularly compared to the high 22.5% growth in 2006 (average annual growth in the last three years totalled 9.5%). Road freight transport by domestic carriers recorded a much stronger increase than railway freight transport over the last few years, largely due to the increasing international transport (see graph). The volume of road freight transport (in tonne kilometres - tkm), which was almost as much as three times greater than railway transport in 2004, increased by 4,728 million tkm until 2007 (by 52.5%), whereas railway transport increased only by 454 million tkm (by 14.4%). In three years, road freight transport became almost four times greater than railway transport; the share of road transport within freight transport rose to 79.2%. Road transport growth strengthened particularly after Slovenias accession to the EU and mainly through increased international transport (see SEM 1/2008: 14). The largest increase was recorded in cross-trade transport and cabotage, by 2,161 million tkm (by 155.2%). International transport of goods loaded in Slovenia increased by 1,323 million tkm (by 49.4%) and international transport of goods unloaded in Slovenia by 937 million tkm (by 35.1%). National road transport in Slovenia increased by a mere 306 million tkm (by 13.5%).

moving

A survey of management holidays in the Wall Street Journal last week claimed that there is a Catch-22 for senior workers: “The enhanced mobility of wireless communications is making it harder for people to disconnect.” According to the report, numerous European high-flyers are spending the beach bars Happy Hour talking to colleagues back home on their mobiles. Technology, naturally, is to blame. The simultaneous arrival of the mobile phone and laptop means theres no escape. The only solution for hard-pressed senior executives is to switch their phones off and claim they are in a location too remote for a signal. But deputies remember - bosses deserve it, thats what they get paid for.
QI AM worried about the Airtours package I have booked for our familys annual summer holiday next July. I havent yet had to pay anything, but if I do and the company goes bust will I lose my money? - Kevin Tide, Bristol. Concern about the MyTravel group, which includes Airtours, started when auditors uncovered a pounds 50million accounting shortfall. To change arrangements now may result in difficulty getting the same dates, hotels and resorts. Different rules apply to flight-only deals so buy using a credit card to safeguard your ticket. QI FANCY pushing off somewhere warm for a few weeks before the Christmas season sets in. I have often been to Spain - are there any alternatives? - Mrs Susan Stevens, Eastbourne.

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BOSTON — In response to relentless, shameful attacks on the defense bar and its constitutional function, the Massachusetts Association of Criminal Defense Lawyers today released the following statement: The Massachusetts Association of Criminal Defense Lawyers objects to statements made in the current campaign for governor suggesting that persons who perform the constitutionally mandated role of attorney for the defense in criminal cases are unfit for or disqualified from public office. No one in 1796, 1860 or 2006 can claim that such service in any way disqualified Adams or Lincoln from holding our highest office. An assertion that todays criminal defense counsel have acted contrary to the public interest and should not be trusted to serve in government is un-American and demonstrates either a profound contempt for, or ignorance of, our system of governance.
Fourteen years after its release, My Cousin Vinny retains a devoted audience in the criminal defense legal community. This spring, two presenters at a National Association of Criminal Defense Lawyers conference used clips from the movie to teach young lawyers the finer points of voir dire, cross-examination and trial strategy. Several other criminal defense lawyers told Lawyers USA they routinely cite scenes from the movie to illustrate key legal points - both with other attorneys and their clients. Most movies dont really get into trial procedure, but My Cousin Vinny does, Miller said. Movies are great because they dramatize and bring a reality - even when fictional or funny - to law in action in a way that the classroom does not. Even a sensationalized scene like the Cruise-Nicholson confrontation in A Few Good Men, tells the student that courtroom drama plays out in real life, although admittedly rarely in the stark form that Hollywood offers.
A memorial service will be held Tuesday for prominent defense attorney Phillip McKay Sutley, who once convinced jurors to spare the life of a nuns killer. Sutley, 66, passed away suddenly Thursday in the Clarence M. Mitchell Jr. Courthouse in Baltimore. It is believed that his death may have been caused by a heart condition. Born in Baltimore, Sutley graduated from the Johns Hopkins University in 1962. He served in the Army before attending the University of Baltimore School of Law, from which he received his degree in 1967.

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Smith Restores Smile of 34-Year Old Domestic Abuse Survivor and Mother Although Ive been involved with GBAS for a number of years, Ive not had a case sent my way until recently, said Dr. Smith. When Gretchen saw her new smile in the mirror, she tearfully said, Now when I look in the mirror, Ill no longer remember the abuse. Thank you! I dont know who was happier — her or me! Dr. Smith went on to add, Through the GBAS program, AACD members like me assist survivors by treating their dental injuries sustained through domestic abuse. The program helps women reclaim their smiles, their self-esteem, and their lives. And, because more than five million people are affected by domestic violence every year in the United States and Canada, there is clearly a need for a program like Give Back A Smile to help survivors rejuvenate their lives through the caring hands of a local dentist. Im honored to be part of the Give Back a Smile program.
DUBLIN, Calif. — MAC Veneers(TM), the best in cosmetic dental veneers, today announced the Top 10 Superstar Smiles from the 2005 MTV Movie Awards, airing tonight at 8:30 pm EST. Selected by Dr. Michael Apa, DDS, partner in the Rosenthal Group, noted for its long list of celebrity patients, the 10 winning celebrities had the most aesthetic and image-enhancing smiles. Dr. Apa assessed each smile on several factors, including the shape, color and size of their teeth, as well as the overall appearance. Dr. Apas picks for the MAC Veneers Top 10 Superstar Smiles: #9 Paul Walker — His teeth complement his chiseled features and enhance his All-American looks.

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CARS and sex are like bangers and mash: popular, enduring and a little bit cliched. The fancy motor has always been a symbol of potent masculinity; a hard, fast, powerful machine that guzzles fuel and impresses ladies. But the trophy boys have trouble keeping their trophy chicks. Eddie Irvine is a case in point. The Ulster scally has had a menagerie of B-list models to parade upon his arm, impressing them with his champagne wastage and general lack of politesse. He dated the wife of Ronan Keating, but was then dumped for the top Boyzone fop, proving that a neat way with the old gear stick means nothing when it comes to love. Perhaps BAR driver Jacques Villeneuve will change the rubber- burning ways of Formula One. The hawkish himbo recently announced his engagement to Dannii Minogue. See? Racing drivers can commit. Perhaps taste will come in time.
A TOP British motorsport official was badly hurt in a freak crash at Silverstone yesterday. Clerk of Course at the meeting of the Vintage Sports Car Club Charles Prest suffered back injuries after his British-built Invicta car left the track between races. Medics and marshals had to free Mr Prest from the wreckage before taking him to hospital.

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The Wallmaster line of packaged terminal air conditioners is a cost-effective heating and cooling system. The units feature mechanical thermostat limiters and built-in dampers that give operators more ways to control costs. They fit into standard 16-inch by 42-inch sleeves. Top-mounted return-air filters are readily accessible.
The Wallmaster line of packaged terminal air conditioners is a cost-effective heating and cooling system. The units feature mechanical thermostat limiters and built-in dampers that give operators more ways to control costs. They fit into standard 16-inch by 42-inch sleeves. Top-mounted return-air filters are readily accessible.

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Accord Telecommunications, a provider of network systems for the multimedia conferencing industry, has expanded its European headquarters to new premises in Berks, UK.
Dolphin Telecommunications has launched a GBP7m advertising campaign in the UK to promote its new mobile communications network called ExpressNet.
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The Boardloch[R] brand security rack is a lockable rack designed to store and secure skateboards and push-type scooters. Each rack will hold up to five skateboards or four scooters. The Boardloch[R] rack, available from Pilot Rock Park Equipment, is designed for mounting on a wall surface to keep the skateboards off the ground and out of the way. [ILLUSTRATION OMITTED]
Amerock Amerocks pull-down cookbook rack is now available in a smooth white finish to coordinate with white cabinets and other contemporary color surfaces. Constructed of hardwood, the rack comes preassembled with nickelplated hinges, which can install to the underside of wail cabinets with only four screws. Amerock also offers a medium spicewood finished rack.
Eric Riebling Co. Inc. Eric Riebling offers Jowi Mobile Racks. These racks support the workflow from cutting to completion, the company says. The Jowi racks can be rolled by one person from workstation to workstation, are available with either telescopic or fixed chassis, and are either single or double-sided. The carrying bars have a plastic cover that is resistant to solvents, the company adds.

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The dual diagnosis drop-in group has evolved over the past 18 months to try to meet a gap in mental health service provision for people with dual problems of severe mental health problems and problematic substance use. This gap incorporates people with dual needs being passed back and forth between different sets of services or becoming at risk of dropping out of services completely. This article by Phil Cooper et al is a description of the background of the groups evolution, some of its successes, results from members evaluations and possibilities for the future Authors: PM Cooper, Charles (Chad) Fairhurst, Jackie Hill, Christine Ollerton and Brian Roscoe
New guidance has been launched to help address the problem of mental Illness and substance misuse. The NHS guidance, launched last month by mental health tsar Louis Appleby, is aimed at improving the care received by people with the dual diagnosis of a mental health illness and a drug problem. The guidance, Dual Diagnosis in mental health inpatient and day hospital settings, centres on the care provided in inpatient settings and makes a number of recommendations for NHS mental health services. These include:
Phil Cooper and John Evans explain their recent collaborative work on violence and substance misuse on the wards.

dual diagnosis

Entertain children with an egg hunt and luncheon. Our easy, kid-pleasing menu gets a jump start with frozen potatoes and chicken breast strips. Hide plastic eggs and include a golden one; award a prize to the person who finds it.
It is difficult to write objectively and dispassionately of something about which one feels strongly, for or against. Tell me a mans a foxhunter and I loves him at once said Mr Jorrocks. Today he is more likely to be an object of censure, Mr Jorrocks too. The future of hunting hangs in the balance, a prospect unthinkable to Will Ogilvie who wrote in the twenties:

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The scalp also appears normal in children with alopecia areata, but this condition produces a clearly circumscribed area of complete hair loss bordered by pathognomonic exclamation point hairs that are wider at the tip than close to the scalp. Hair loss that is secondary to dermatophyte scalp infection (tinea capitis) is associated with inflammation and scaling of the scalp with broken infected hairs either at the scalp level or close to the hair root. The scalp may appear to have black dots, which are caused by the stubble of broken hairs. Alopecia that is present from birth may result from in utero scarring (aplasia cutis) or nevus sebaceous, which has an orange, velvety appearance and becomes more prominent and wart-like during adolescence because of increased sebaceous activity.
In Ask the Experts [October 2007, page 108], there was a question about essential oils and hair loss. Valerie Cooksley, director of the Institute of Integrated Aromatherapy in Houston, suggested a scalp treatment that combines different essential otis. Should this mixture remain on overnight? Could you also recommend some shampoos to go along with the essential otis?
There has always been a search for a cure. Ancient remedies for baldness included dogs paws, asses hooves, urine, burned prickles of a hedgehog immersed in oil, boiling snakes alive, chicken dung and herbal concoctions. Centuries later, blistering of the scalp with acids, onion and honey massages, ground snail and horse leech potions, vacuum cap suction, electrodes, scalp popping and assorted other tortures. Modern times brought us vitamins, hormone injections and more elixirs and creams than hairs on the average head. Men have been willing to be gulled, deceived and deluded since the advent of society. American men spend 200 million dollars annually trying to combat the loss of the foremost symbol of strength and vigor. Celebrities and politicians have fallen under the spell of the magic cure. Products with names like Hair Again, Mo-Hair, New Generation, Growth Plus and Thrive have proliferated. America is awash with growth potions, prompting the FDA to remark, it is a lot of stuff that defies analysis. Thank goodness the medical professionals have stepped in to stem the tide of trickery. Beyond the familiar body-boosting hair care lines, there are medical solutions with clinically proven results including topical and oral medications and surgical hair transplantation. Ken Washenik, M.D., Ph.D., Medical Director of Bosley and faculty member of the New York University School of medicine, one of the worlds most recognized research scientists in the field of dermatology and hair restoration, recognizes that we are embarking on a new era in the treatment and prevention of hair loss, including hair multiplication in the lab. The hair care industry must realize the need to look at the problem as a medical as well as aesthetic problem. While hair loss is not life-threatening, it is a `dis-ease, a life-affecting condition that causes discomfort and interrupts ones quality of life. Hair transplantation surgery is a good option for those who are unable to cope psychologically with hair loss.

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Perennials In The Landscape 2554 Lincoln, Blvd., #1058, Marina Del Rey, CA 90291-5082
Landscape Construction by David Sauter, Delmar Publishers, 2000, 384 pp., Paperbound. $64.95 This textbook is organized into nine sections to reflect the logical steps in the landscape construction process. The first section provides a good introduction to preconstruction issues. This section contains eight chapters with topics that include an overview of the construction process, legal and safety issues, reading and interpreting landscape construction documents, basic construction math, estimating project costs, and basic construction skills and techniques. Section two addresses the construction site preparation process in two chapters: preserving existing site elements (i.e., protecting environmentally sensitive areas in the landscape during constructing) and removing unwanted site elements (i.e., removal of unwanted plant material to make room for new elements in the landscape).
NEW LANDSCAPE DESIGN By Robert Holden. London: Laurence King, 2003. [pounds sterling]35. Age commonly hardens the arteries but Holdens are in supple shape–as this survey of the best of recent international landscape design happily demonstrates. For people grimly hanging on to the simplistic flower-orientated English Garden tradition so popular with the current rash of television presenters and for Landscape Institute (LI) neo-vernacularists, Holden is dangerously catholic. He is not wedded to the invariability of planting, likes the idea of diversity, is happy with landscape jokes, he deals impartially with formalism and informalism. He has a (rather forlorn) hope that landscape designers might have developed some kind of underlying theory, is comfortable about non-LI people designing landscape and is passionate and inquisitive about the totality of landscape design.

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Hair where hair oughtnt be, according to the current dictates of American fashion, raises many an eyebrow. And so, for cosmetic reasons, millions of women, and a growing number of men, spend millions of dollars each year on products and services that promise smooth, silky skin free of “unsightly,” “excessive” body hair.The cost, safety, effectiveness, and ease of use of the various methods, as well as the area and amount of hair growth to be treated, are some factors to weigh in choosing a method and deciding whether to go to a professional. Often, different methods are better suited for different areas.FDAs Office of Cosmetics and Colors in the Center for Food Safety and Applied Nutrition regulates chemical depilatories, waxes, and shaving creams and gels. (The Consumer Product Safety Commission regulates razors.) These products, says John E. Bailey Jr., Ph.D., acting director of the office, are classified as cosmetics, defined as substances applied to the body to alter the appearance, promote attractiveness, cleanse, or beautify.
Hair RemoverHair removers, or depilatories, are products designed to chemically or physically remove undesirable hair from areas on the body. Hair removers are made by mixing together the appropriate raw materials in large stainless steel tanks and then filling them into individual packages. In use for thousands of years, they continue to be an important part of many peoples everyday hygiene. Currently, new hair removers are being investigated which are less irritating, more effective, and longer lasting.Epilatories were the first type of hair removers. The most common of these products is an epilating wax. This product is heated and spread on the skin in the desired area. It is then allowed to cool and harden. The mass of wax is then rapidly removed, pulling with it about 80% of the hairs. It is a slightly painful procedure and a mild anti-+ septic is typically applied to protect against skin irritation. Epilatories have not been widely used by individual consumers, how-ever they are popular in beauty salons.
Unwanted facial hair is a common condition that often goes untreated. Women most often seek treatment, but men may also have concerns about this problem. (1) In most cases, a severe underlying medical condition is not the cause of unwanted facial hair. Its presence, however, causes significant psychologic stress and may lead patients to resort to uncomfortable and often expensive means of removal. During the anagen phase, mitotic activity in the hair bulb and dermal papilla resumes and forms the new hair shaft, pushing out the old inactive hair, or club hair, as the new hair advances. The matrix cells, which form the new hair, multiply rapidly and ascend into the follicular canal, dehydrate, and form the growing shaft. The visible hair shaft is composed of an outer cuticle, the cortex and, sometimes, a core of compact, keratinized cells, all of which are made of protein. (2-5)

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Author: William Cheung Publisher: AVA Publishing, distributed by Sterling [c] 2002
Landscape Construction by David Sauter, Delmar Publishers, 2000, 384 pp., Paperbound. $64.95 This textbook is organized into nine sections to reflect the logical steps in the landscape construction process. The first section provides a good introduction to preconstruction issues. This section contains eight chapters with topics that include an overview of the construction process, legal and safety issues, reading and interpreting landscape construction documents, basic construction math, estimating project costs, and basic construction skills and techniques. Section two addresses the construction site preparation process in two chapters: preserving existing site elements (i.e., protecting environmentally sensitive areas in the landscape during constructing) and removing unwanted site elements (i.e., removal of unwanted plant material to make room for new elements in the landscape).
Perennials In The Landscape 2554 Lincoln, Blvd., #1058, Marina Del Rey, CA 90291-5082

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With sundress season right around the corner for most of the country hair removal is top of mind, which explains the onslaught of new tools into the category Last month, Pfizers Schick brand will attempt to edge out the competition in the womens razor category with Intuition. The razors cartridge contains triple blades surrounded by a Skin Conditioning Solid that lathers when wet, eliminating the need for shave gel when shaving. Schick Intuition, which will sell for a suggested retail price of $7.99, will launch this spring, around the same time that disposables Gillette Sensor 3 and Bic Comfort 3 hit stores.
Q Im tired of shaving every single day. Has laser hair removal improved at all over the past couple of years, and is it right for me? * Lasers work best on dark hair and light skin. The low-energy light targets pigment in the hair follicle, damaging it enough to slow down future growth. The light is attracted to color like a magnet, Gilmore explains. Since blonde hair doesnt have much pigment, the laser wont gravitate toward it as well as it would dark-colored hair. And if your skin is naturally dark or tanned (even from self-tanners), the laser wont detect dark hair against it. * You wont get instant results. Hair cycles through one growth phase and two dormant phases, usually within two to four months total. So as more hair grows in, youll need additional treatments, about four weeks apart.

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Twenty-five years after the NABs launch, big changes in media ownership have radically altered New Zealands newspaper advertising landscape. Incoming NAB boss Sonya Crosby tells David McNickel how her organisation plans to move with the times. Despite this, however, Crosby says now is a good time for the NAB to examine its business model. First thing on the change agenda she says, is the inclusion of Sunday papers in the NAB mix. “Thats up for discussion right now. My belief is that we should be representing all newspapers and if were going to offer an independent solution we need to be able to offer whatever is required to get that solution to work. Sundays are currently not on the list - were looking at paid dailies only. In the past the newspaper business has been quite regionally specific and essentially non-competitive between NAB member papers. But the environment has changed from when the NAB started, so the question now is has the environment changed to the point where we should really be considering adding Sundays to the mix.” Also up for discussion says Crosby is the future of the Metpac and Regional Max packages that have proved so successful for the NAB since they were launched in 1996 and 1999 respectively. The reason for the rethink she says is a new approach to how papers are sold - as marketing, rather than regional solutions. “Were having a look at changing the way we put our packages together,” she says. “We have some good packages but theyre pretty much based on geographic spread and readership. What Im interested in doing is finding ways to talk to the target more effectively.
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Whether you seek career change, athletic excellence, improved
parenting, or personal fulfillment, psychologist and Life Coach Dr.
Lynne Sherman will guide you throughout your journey. She formed
Sherman Fitzpatrick to provide one-on-one coaching to clients seeking
a variety of goals ranging from greater financial stability and
improved health to more authentic relationships, job change, and
improved work/life balance. Dedicated coaching can also help clients
facing major life events such as divorce, death, terminal illness,
and job loss.Dr. Sherman said, “My job as a coach is to help clients achieve clarity
in all areas of their lives, to help them identify what they really
want, and then establish realistic goals and action plans that allow
them to move forward toward goal achievement. The key is keeping the
client in motion.”As an Industrial and Organizational Psychologist, Dr. Sherman has
extensive experience working with corporate clients. She also
created Achieving Personal Greatness(TM) and Finding Your
Passion,(TM) two breakthrough techniques used in the coaching
process.
LIFE isnt easy. It may sound pat, but its true. So therefore its a bit surprising that more of us dont have life coaches to guide us through the complex maze that is modern-day living. For those unfamiliar with a concept which is more common in America than it is in the UK, a “life coach” could be seen as the friend who always encourages you - a cross between a mentor and a practical adviser. OK, so you pay them for their advice, but they do always have your best interests at heart. For Fiona Reed, an Edinburgh-based coach who has been helping clients for almost two years, her role usually sees her operating as a “friend” with no vested interest and a pro-active approach to lifes problems. Forget psychiatrists and psychotherapists (after all, you know you cant blame your mother for absolutely everything), life coaching involves a positive approach to those issues in a persons life that require practical change.

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Insurity, a provider of business-processing services and technology to the property/casualty insurance industry, has hired Sergio Menard will serve as client executive for Insuritys compliance reporting services business and will focus on the Massachusetts auto product line. Previously, Menard served in a sales and sales support role for AIG Technologies where he was responsible for selling automobile liability insurance reporting services. Before working for AIG Technologies, Menard was a senior business analyst at Trust Insurance Company in Taunton, Mass., focusing on project management.
Dodge, Warren Peters Insurance Services Inc. has announced the addition of Dennis Kristan to lead the newly created Select Division for small business owners and personal insurance customers. Kristan will work at DWPs Woodland Hills office.

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The report also noted that the countys payouts in medical malpractice lawsuits dropped from $15 million to $9 million and general liabilities fell from $41 million to $13 million.
As Gemstar-TV Guide International Inc. re-launches a bigger version of its television programming guide, the company faces rising legal costs associated with a Securities and Exchange Commission inquiry of its former officers. Several former officers, including founder Henry Yuen, are under investigation by the SEC for inflating licensing revenues. The trial has been put on hold as both sides battle over whether their severance payments may be frozen. For the April-June period, Gemstar reduced legal expenses by $5.8 million to $600,000. But the company also filed a complaint last month against its former insurance carriers alleging they have failed to pay claims filed under its policies.
IN the ever-changing world of business, legal intricacies are common. In fact, it is becoming ever more complex, making it challenging for executives not equipped with adequate legal knowledge. Providing solutions with an in-depth analysis of legalistic approach is one of the trainings given to graduates with legal degrees. Realising this, Universiti Kebangsaan Malaysias (UKM) Faculty of Law, in collaboration with the Centre for Educational Extension (PKP) of UKM, offers a Master in Business Law (MBL). The programme is to fulfil the legal disparity of the executives in meeting the challenge of solving legal problems in an increasingly complex and dynamic international business environment.

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Sales of home entertainment software will have a bright future if theres a theater in every home. If current sales trends hold true, quite a few homes in United States will have their own little theaters, thanks largely to DVD video. Powered by DVD video player sales, sales of home theater hardware jumped 11% to $9.5 billion in 1999, according to the Consumer Electronics Association. Sales of DVD players grew faster than any other CE product in 1999, rocketing up 170% to $1.1 billion for 1999 from $407 million in 1998.
The new Dell 3100MP fits into the home category, especially with a price tag of $2,499. The 3.5-pound projector can display the output of just about every video device, from computers to DVD players, at a size that the company says is five times that of the largest big- screen television. It uses the industry-standard Texas Instruments digital light processing, or DLP, chip for an XGA resolution of 1,024 by 768 pixels and a brightness of 1,050 lumens. A lumen, simply put, is the amount of light one candle can shine on a one-foot-square section of a surface. Comparable units range from 800 to 1,100 lumens. The Dell 3100MP can handle all television standards, meaning it can be used worldwide without modification. It is housed in a magnesium case and ships with cables to connect to all current video devices.
By comparison, even the biggest of big-screen TVs are peanuts. Trite. Insignificant. Small potatoes. Cheap n nasty. One joins the really big league in home movie set-ups when you have a complete theater in your home, costing anything from $30,000 to upwards of a million dollars. Reeses company, A Creative Theater, is at the moment midway to finishing a Marco Island project that will have an Australian theme, with walls upholstered in crocodile-type fabric, a multiple-seat arena and full stage with motorized drapery for complete theater effect.

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In recent years, investing in most real estate projects has generated very handsome returns. Other than the office markets in some high-tech areas, the returns on real estate have far exceeded the returns on all other investment categories. There are a variety of reasons why real estate, in general, has performed above other investment types, one of which is the unusually low interest rates. These investments included a variety of real estate types, such as single-family housing, multi-family office buildings, hotels, raw land, assisted living facilities and industrial properties. Investments were made by direct equity mezzanine funding, mezz equity and mortgages. All the investments were made with outside managers.
Real Estate Investment Trusts (REITs) are essentially closed-end real estate funds. They invest in commercial, office and/or residential properties. REITs typically generate high income (10%-to-15%) and some provide even higher returns. Because of their high yields, REITs are currently very popular. Lately, some REITs have been yielding over 10%. Here are some examples of REITs: Your stock broker should be able to provide more information. Money Digest publishes articles on REITs, income and royalty trusts on a regular basis.
Caption: Analyzing Real Estate Investments. Stephen N. Carter, principal, The Carman Group, LLC at The Learning Annex teaching new investors about quantitative and qualitative tools for investing in property.

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Food for the hungry April 17 marked the kickoff for the annual Plant A Row for the Hungry campaign, which collects homegrown produce for Care Share food banks. Gardeners can stop at Good Earth Garden Center, 1330 N. Walnut, or Los Robles Nursery, 918 W. Costilla, for a free starter packet, which contains two packages of vegetable seeds and coupons for free or discounted vegetable plants and fertilizers. Gardeners donated more than 5,000 pounds of produce last fall. For information: 528-1247.
ONE of the cooks who had the greatest influence on me in my girlhood was not a cook at all, or even a real person. She was Lady Addle, that wonderful fictional character of the Forties, a distressed noblewoman struggling against the austerities of the Home Front in the second world war, whose exploits I discovered on the bookshelves at home. I feel rather like Lady Addle about salmon. Salmon, as she might have said, is not what it was. Once an expensive delicacy, it has now, like chicken, become flavourless, factory-farmed fast food. Yet supermarket salmon is an essential staple food; it is cheap, nutritious, neatly packaged in fillets and steaks and is on every list of the ten healthiest things you can eat, along with broccoli, brazil nuts and dried Hunza apricots. So, the domestic cook must bring the resolution of a Lady Addle to those sad, artificially orange little bits of fish. My favourite method is to cook salmon fillets, individually wrapped in foil, for about 15 or 20 minutes in an oven heated to about 180C. It is quicker to roast them uncovered in a hot oven for about 8-10 minutes or to grill them on a hot metal sheet or Le Creuset (or similar) dish for 6-7 minutes. But baking in foil is the simplest method, the least smelly and the least likely to make the salmon dry. I think the fish actually improves by waiting for a while in its foil parcels, if you take it out when still slightly underdone. This leaves plenty of time to do something about the rest of supper and even about some sort of sauce - always the problem for the hard-pressed domestic cook, who has no time for serious sauces.

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QI AM worried about the Airtours package I have booked for our familys annual summer holiday next July. I havent yet had to pay anything, but if I do and the company goes bust will I lose my money? - Kevin Tide, Bristol. Concern about the MyTravel group, which includes Airtours, started when auditors uncovered a pounds 50million accounting shortfall. To change arrangements now may result in difficulty getting the same dates, hotels and resorts. Different rules apply to flight-only deals so buy using a credit card to safeguard your ticket. QI FANCY pushing off somewhere warm for a few weeks before the Christmas season sets in. I have often been to Spain - are there any alternatives? - Mrs Susan Stevens, Eastbourne.
A survey of management holidays in the Wall Street Journal last week claimed that there is a Catch-22 for senior workers: “The enhanced mobility of wireless communications is making it harder for people to disconnect.” According to the report, numerous European high-flyers are spending the beach bars Happy Hour talking to colleagues back home on their mobiles. Technology, naturally, is to blame. The simultaneous arrival of the mobile phone and laptop means theres no escape. The only solution for hard-pressed senior executives is to switch their phones off and claim they are in a location too remote for a signal. But deputies remember - bosses deserve it, thats what they get paid for.

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The Associated Press ISTANBUL, Turkey — Terrified earthquake survivors sought the safety of open ground Tuesday as the enormity of Turkeys tragedy became clear — more than 2,000 people killed, 13,000 injured and thousands more missing after an overwhelming show of natures power. Geophysicists at the U.S. National Earthquake Information Center described the quake as one of the most powerful recorded in the 20th century, nearly rivaling the 7.9-magnitude temblor that devastated San Francisco in 1906. It was felt as far east as Ankara, 200 miles away, and across parts of the Balkans.
TURKEY are top of Group Seven, three points ahead of England, after a 2-1 victory in Macedonia. But the World Cup semi-finalists were given a shock by their unfancied opponents, who took a second-minute lead when Vlatko Grozdanoski headed home from close range. Macedonia, who face England on Wednesday, should have scored more before Turkey equalised against the run of play in the 29th minute when midfielder Okan Buruk fired home after a deflected cross from the right.
TURKEY SECURED a hard-fought 3-2 home victory over Macedonia in a Euro 2004 qualifier in Istanbul, maintaining a two-point lead over England at the top of Group Seven. Macedonia almost grabbed an equaliser in the dying seconds when Goce Poleski latched on to a through ball, only to fire wide of Rustu Recbers goal. England visit Turkey on 11 October for a game that looks likely to decide who wins the group and automatic qualification for the finals in Portugal. Spain suffered their second setback in five days as they were held to a goalless draw by Northern Ireland at Windsor Park. The Spaniards had cruised through their early games in Group Six but a draw against Ukraine, Saturdays shock 1-0 home defeat to Greece and last nights stalemate has left automatic qualification out of their hands.

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